Welcome to Palm State Mortgage Company
Financing Your Dreams
With our home office located in Winter Park, Florida, we have provided home mortgage solutions for clients throughout the State of Florida since 1986. We are a licensed Florida Mortgage Broker, and pride ourselves in offering real estate purchasers and refinancers the best financing terms available. We Originate; Process; and orchestrate the loan’s Closing for leading, national mortgage lenders. Our borrowers expect highly experienced professionals to advise them in making important financing decisions; offer the best terms; and to skillfully process their home mortgage loan requests. And, that is exactly what we pledge to our clients…many of whom are “repeats” from our over 35 years being a family owned and operated business!
Contact us Today!
407-875-0600
Purchasing a Property
Applying for a mortgage for your prospective property purchase is one of the most important decisions associated with the purchase that you will make.
Just as you have “shopped” for the right property, we encourage you to also “shop” for the most knowledgeable consultant who is offering the most beneficial and competitive loan options.
Refinancing a Property
Refinancing your home requires great care. You may not currently have a mortgage lien on your property, or may have one or two existing mortgage liens. How to handle the pay-offs, and/or re-subordination of an existing second lien, requires special analysis. Do you wish to take cash-out? Do you wish to roll the closing costs and prepaids into the new loan? Do you wish to compare different loan terms? Again, we encourage you to “shop” for the most knowledgeable consultant offering the most beneficial and competitive loan options at the lowest costs.
Personal Service Is Our Specialty
- Licensed Florida Mortgage Broker since 1986
- Same In-house family office staff for over 35 years
- Conventional; FHA; VA; USDA; Home Equity Lines of Credit
- Construction-Renovation Loans
- Free Home Mortgage Consultation
Loan Types For Every Need
- Fixed Rate
- Adjustable Rate
- Jumbo Loans
- Primary Residences
- Second Homes
- Investment Homes
Client Feedback
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