A Metaphor Of Optimism: Our Palm Tree
Palm Staste Mortgage Company often features photos that exhibit a “Palm State” State of Mind. The Palm Tree also symbolizes the state of Florida. We like the way the children in this images are sheltered from the rays of the sun by the gentle palm fronds. We hope that Florida mortgage and financial law can beautifully protect generations of children from economic crises in the future.
Sometimes Palm State Mortgage Company expresses news and views directly to our readers, and other times we stress sending you to exciting sources on the web for financial information. We know visiting such sources will enhance your understanding of the new trends in both the housing and mortgage industry as we approach Spring, 2013.
Hot New Finance, Housing, and Mortgage Data!
In a recent article in National Mortgage Professional Magazine, we discovered a wonderful source for data and research in the fields of housing and finance. nationalmortgageprofessional.com The Harvard Joint Center for Housing Studies investigates trends in the mortgage world and studies changes in financing that effect communities at the cultural, socio-economic and political levels.
“The Harvard Joint Center for Housing Studies advances understanding of housing issues and informs policy. Through its research, education, and public outreach programs, the center helps leaders in government, business, and the civic sectors make decisions that effectively address the needs of cities and communities.”
Hot New Finance, Housing, and Mortgage Data!
Their investigations have recently revealed several promising trends for 21st century homeowners because of recent growth in the remodeling industry. The results are encouraging, illustrating that we are in the midst of a massive renewal of the nation’s housing stock.
1. Building Strong Rehabilitation: We are excited to discover that many Florida foreclosed properties are being rehabilitated, and this is true in many other states as well.
2. Building Green Improvements: Contractors and owners alike are financing sustainable home improvements.
3. Building Golden Years: Many older homeowners are redecorating their home to address their condition as senior citizens, and the future market potential in this area is immerging strongly in our culture. With remodels such as walk-in bathtubs, wheelchair halls, turn-arounds and safety ramps, elevators, and lift chairs, older Americans are finding ways to accommodate their retirement life in their own homes.
For interested readers, we recommend exceptional data in there signature annual report, “The State of the Nation’s Housing,” which summarizes the Harvard group’s research analysis of “key trends each year.”
You can also find their above referenced Remodeling Futures Program report at the same web site. It is impossible to read it without feeling a sense of encouragement as we see the housing and mortgage activity improve and inch toward economic recovery this Spring.
