30 Year Fixed Rates are possibly as unbelievably low as 3.75% without fees!

Mortgage interest rates continue to be offered at all time low’s, in the 3′s and 4′s.  Refinancing existing mortgages over 100% of the property’s current value is a possibility.  Serving the state of Florida since 1986.

Home mortgage financing up to $1,000,000, and 80% 

of property value at today’s low interest rates!  Fixed

rates are still in the 3% to 5% range.

If you have had consecutive 30-day late mortgage payments within the past 12 months and wish to refinance, we have a program to accommodate borrowers with this issue.  Don’t miss out on the opportunity to refinance at today’s competitive interest rates!

The spread between long-term fixed rates and ARM’s has widened.  The 5 Year Fixed/1 Year ARM is currently ~3.125%.  The 7 Year Fixed/1 Year ARM is currently ~3.5%.  The 10 Year Fixed/1 Year ARM is currently ~4%.  ARM’s offer 30 Year amortizations.  The 30 Year Fixed, by comparison is ~4.5%.

Depending upon credit scores, loan-to-value, and loan amount, 30 year fixed interest percentage rates possibly available in low 4′s and 15 year fixed rates down in the mid 3′s.  Refinancing now may be a financial benefit.  Please contact us to discuss further!

Loan amounts up to $1,000,000, and up to 80% of home’s value, are available for purchase or refinancing purposes.

Mortgage rates for a 30-year and 15-year fixed fell .25% this week.  If you haven’t already, now is the time to refinance your home.  Contact one of our mortgage specialists at (407) 875-0600 to discuss your options.

Mortgage interest rates have increase approximately .50% since last month, to where they were 6 months ago.  Refinancings may or may not still be advantageous for those considering it.  Read more

This past year has seen many new federal regulations which have changed many mortgage loan rules and disclosures.  While the good intent of these disclosures is to show what a given interest rate and term will actually cost borrowers,  borrowers are having difficulty understanding these new disclosures.  Simplifying mortgage disclosures is an issue that the Treasury Department is currently addressing.  Meanwhile, borrowers should ask as many questions as need be to try to understand their home loan disclosures.