The Palm State Mortgage blog is committed to bringing you, our readers, clients and friends, helpful guides relating to today’s mortgage news from Orlando, Florida, across the nation, and around the world.
Today we bring you Part One of our New Four Part series “Advice for Florida Mortgage Seekers.”   Recently we have heard buyers debating the advantages to home or business property ownership versus rental, so those discussions caused us to create the top “Three K.E.Y. Reasons To Become A Florida Homeowner.”

REASON NUMBER ONE:  “K” stands for Knowing the time limit of your debt. As you know, rent never ends. Rent is also dependent on the whims of your landlord. With a 15 or 30 year mortgage plan, you know the debt will end. Click here to discover more details at one of our favorite research sources.

When you have made all your mortgage payments,  you KNOW you have a place to live, no matter what the economy does in the future. (Of course you will still need to pay your taxes and insurance.)

REASON NUMBER TWO:  “E” stands for Equity. Whereas rent goes into your landlord’s pocket, your Palm State Mortgage payment goes into the ownership of your house. When you pay the loan off, that amount of money transforms into equity in your name. It’s like being gently guided into a savings plan. You do not gain equity with rental payments.

REASON NUMBER THREE:  “Y” stands for “Yours!” Would you tear down a wall, remove an old porch or add new floors to a rental property? When you own your property through a Palm State Mortgage, you do not have to ask a landlord’s permission to make these structural changes. Plus, when you make improvements, you boost your property value. Renovate, redecorate, and remodel whatever you wish. The property is yours to design, customize and individualize.

Put each of these three reasons together and you get K.E.Y., and Palm State Mortgage Company has the key to UNLOCK the mystery of your mortgage solution with integrity, enthusiasm and ingenuity.

If you are seeking to buy for the first time, we have written a special worksheet just for you, tabbed above.  If you are seeking a loan to re-finance, we invite you to click on the appropriate tab above, to open our worksheet for you. Either way, we will help you to obtain the key, the K.E.Y.  to your own front door.  Please return next week for Part II of our “Advice For Mortgage Seekers” article.